PerkPath

PerkPath was born out of a conversation with friends in Breckenridge over a few drinks. One friend kept rattling off credit card recommendations, and I finally asked the group: 'Why isn't there just an app that analyzes your actual spending and tells you which card is best for you?' That simple question planted the seed. I realized there was a real gap—people either overpay for benefits they don't use, or they're leaving money on the table by not choosing the right card. PerkPath creates a personalized credit card recommendation based on your real spending behavior. By analyzing your past credit card statements, it calculates which card would give you the most value in rewards, perks, and benefits. Instead of generic 'best card' lists, it shows your best card—tailored to your income, credit score, and lifestyle.